Your fleet is a rounding error to a captive agent. It’s a book to us.
Commercial auto for contractors, couriers and fleets — hired & non-owned, cargo, and per-vehicle telematics consolidated under one renewal date.
The coverage, decoded.
Commercial auto is where distribution earns its keep: rates for the same twelve vans can vary forty percent between carriers, and most businesses never see the spread because their agent quotes one market. We build a submission once — vehicles, radius, DOT history, drivers — and shop it across the commercial panel, then consolidate the mess of staggered renewal dates every growing fleet accumulates into one. Hired & non-owned coverage protects you when employees drive their own cars on company business; most owners discover they needed it from a lawsuit.
What this line includes
What the panel does for fleet coverage.
01
One submission, the whole commercial panel — see the 40% spread yourself.
02
Renewal-date consolidation for fleets assembled over years.
03
Same-day certificates of insurance, because your GC won’t wait.
Outcomes on this line.
- $8,400/yr
HVAC contractor’s twelve-van fleet, quoted by one agent for nine years
The incumbent had never marketed the account. Four carriers quoted; the winner came in 31% under renewal.
Savings figures shown are illustrative of individual client outcomes and averages across recent clients who switched; they are not a guarantee of your result. Your premium depends on your driving record, vehicle, location, coverage selections, and other rating factors.
The advisors on this line.
Daniel Reyes
Co-founder · Carrier Partnerships
Daniel built the fourteen-carrier panel — and keeps every carrier on it honest by measuring how they quote, pay, and renew.
P&C — Ohio (resident) + 24 non-resident states
Grace Okoye
Senior Advisor · Gig & Commercial
Grace runs the rideshare and fleet desks — the risks most agencies quote wrong or won’t quote at all.
P&C — Ohio (resident) + 21 non-resident states
Asked at this desk, often.
Nothing. Like every independent agency, we’re paid a commission by the carrier you choose — it’s built into the premium whether you buy through a distributor, a captive agent, or the carrier’s own website. The rate is the same either way; the difference is that we shop fourteen carriers for it and a captive agent shops one.
The engine surfaces every carrier’s price for your exact profile; your advisor then weighs the things a price can’t show — claims satisfaction scores, how the carrier behaves at renewal, whether they’re strong for your specific risk. Our carrier scorecard is public on the carriers page. We recommend the best fit and show you the runners-up, and the choice is always yours.
Your carrier pays the claim; we make sure it’s paid right. File with the carrier (or call us and we’ll do it together), and our claims advocate — a former adjuster — reviews the valuation and the estimate before you accept anything. If the number is light, we push with comps and documentation. That advocacy is included, for every client, always.