Fourteen markets. Zero favorites.
Every carrier here earned its appointment and re-earns it quarterly: quote competitiveness, claims satisfaction, renewal behavior. The same scorecard that decides who stays on the panel is the one you’re reading.
The board, carrier by carrier.
- A+Meridian MutualPreferred multi-car households17%quote share41states2016appointed
- ABlue HarborBundles & home+auto14%quote share38states2016appointed
- ACardinal NationalClean-record value pricing12%quote share45states2017appointed
- A−Drivewell DirectTelematics & pay-per-mile11%quote share29states2018appointed
- AHalcyon AutoNew vehicles & EV replacement9%quote share33states2019appointed
- A−Keystone IndemnityYouthful drivers & good student8%quote share27states2018appointed
- A+Lakepoint GeneralHigh limits & umbrella7%quote share44states2016appointed
- ANorthstar CasualtyRideshare & delivery endorsements6%quote share31states2020appointed
- ASycamore MutualRural routes & farm-use vehicles5%quote share24states2019appointed
- AGranite State AutoMilitary & federal employees4%quote share36states2021appointed
- A−Vantage PointCommercial auto & small fleets3%quote share30states2020appointed
- B++Redline SpecialtyNon-standard & SR-22 filings2%quote share22states2017appointed
- B++CopperlineClassic, modified & collector cars1%quote share26states2022appointed
- A−Frontier OverlandTrucking & motor-truck cargo1%quote share34states2021appointed
Two carriers have been removed from the panel since 2016. Affected clients were re-shopped and moved before the removals took effect. Lanewise is an insurance distributor, not an insurance company. All policies are underwritten and issued by the insurance carriers on our panel, and claims are paid by the issuing carrier. Coverage is subject to the terms, conditions, and exclusions of the issued policy.
Appointed is earned, not bought.
Quote share
The share of recent winning quotes per carrier. A market that never wins your profile class gets flagged — and eventually replaced with one that does.
Claims satisfaction
We survey every client after a closed claim and track cycle time, valuation disputes, and communication. Carriers see their own scores; you see all of them.
Renewal behavior
The quiet metric: how a carrier treats year two. Markets that lowball new business and spike renewals get weighted down in our recommendations automatically.