LanewiseAuto Insurance Distribution · Columbus
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The Outcomes Ledger

Receipts, kept.

Savings found by shopping the panel and claim dollars recovered by checking the math. Filter by the kind of entry closest to your situation.

EntryThe situationType · Year
  • $42,000

    Hit by an uninsured driver — the UM limits we’d insisted on paid for surgery and lost wages

    The client had almost waived UM to save $9 a month. The at-fault driver carried nothing at all.

    Claim AdvocacyUM / UIM · 2025
  • $18,400

    Hail total-loss first offered at $14,100 — settled at the car’s real market value

    Tom pulled six local comps the desk adjuster’s software ignored and re-opened the valuation. Paid in six days.

    Claim AdvocacyTotal Loss · 2026
  • $8,400/yr

    HVAC contractor’s twelve-van fleet, quoted by one agent for nine years

    The incumbent had never marketed the account. Four carriers quoted; the winner came in 31% under renewal.

    Renewal Re-shopFleet · 12 vans · 2026
  • $1,284/yr

    Westerville family, nine years loyal to one carrier — same limits, same deductibles

    Loyalty pricing had crept 9% a year. Identical coverage across the panel came back $107 a month lower.

    Switch & SaveTwo-car household · 2026
  • $936/yr

    Adding a 16-year-old doubled the renewal — until we moved carriers

    Good-student discount plus a carrier that rates teens on the household’s telematics, not the class average.

    Renewal Re-shopTeen driver · 2025
  • $912/yr

    Full-time Uber driver quoted $260/mo for commercial — covered properly for $76 less

    A rideshare endorsement on the right carrier closed the Period 1 gap without a full commercial policy.

    Switch & SaveRideshare · 2025
  • $58/mo

    Work-from-home designer driving 3,100 miles a year, priced like a commuter

    Per-mile base rate compared across three programs; premium fell from $118 to $58 a month.

    Switch & SavePay-per-mile · 2024
  • $624/yr

    Post-DUI SR-22 filing — placed in a non-standard market instead of a punitive standard one

    Two carriers on the panel actually want this risk. The one his old agency quoted does not.

    Switch & SaveSR-22 · 2024

Savings figures shown are illustrative of individual client outcomes and averages across recent clients who switched; they are not a guarantee of your result. Your premium depends on your driving record, vehicle, location, coverage selections, and other rating factors. Testimonials reflect the experience of individual clients, used with consent, and are not a guarantee of any future result or savings.

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